Posts by Frank Stichter

I’m sure you’ve put together numerous jigsaw puzzles over the years ever since you were a little child. I remember when I was very young that the early puzzles had pre-shaped pieces that fit in predetermined places, making it very easy to put the puzzle together. As I got older there were other puzzles that…

Remember History class and the American Revolutionary War? How ‘conventional’ war was when the British came to America to battle the Colonies? The conventional way that war was battled was that both armies would line up against one another on the field of battle and they would take turns firing at each other’s lines. Men…

That’s exactly what you’re doing when you purchase any healthcare service. It’s the only thing that we purchase in this Country without knowing the price. If you went to an auto dealer and picked out a car from the show room or the lot with no price tag, and told the dealer “I want that…

If you could lower your healthcare costs by 30% or more for your organization, think of what you could do with the savings – capital improvements, reinvesting in your company, higher salaries and wages for employees, and a better bottom line. By all accounts, almost every industry in the U.S. has been affected by the…

It’s about the size of the fight in the dog! I often hear from, or get the impression from employers that they believe that since they’re with a big insurance company like BUCA (Blue Cross, United, Cigna, Aetna) they have the best arrangement possible for their health insurance plan. That bigger is better in helping…

I talk to a lot of employers regarding their health insurance costs and plans, and many of them ask “why are my rates going up so much again this year? They seem to go up every year.” Most of them don’t understand the “WHY.” There can be many reasons why a group health plan goes…

When you were growing up do you remember a favorite dish, meal or dessert that your grandma used to make? I sure do. Those bakery cookies were so good, or the blueberry pancakes, or the sauce on a particular dish. Grandma had it down to perfection, and when I always went to my Grandparents house…

While you might have seen your healthcare costs or claim costs go down in the latter part of 2020 and early in 2021, I don’t suspect that we will be in such a fortunate spot in 2022. Here’s why: The reduced healthcare spend during the pandemic was largely attributable to the postponement of both elective…