Are Specialty Drugs Driving Up Your Health Plan Claims?

If you see a drug on TV, it’s probably a specialty drug. Specialty drugs have grown in popularity and use, significantly in the last decade. They are truly life changing and life savings drugs. Specialty drugs are generally defined as those that are approximately $1,000 or more in cost for a 30 day supply. These…

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Looking To Reduce Your Health Plan Costs (But Not The Benefits)?

Here are 3 steps you can take to achieve significant results. Employee benefits, especially health insurance are becoming more and more expensive. Employers are having to deal with inflation, supply chain issues, employee retention and recruiting, so it’s very difficult for employers to afford benefit packages that are attractive to employees. Add competitive wages to…

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Do They Have Your Best Interests In Mind Or Theirs?

In a crowded world of insurance brokers, it’s difficult for anyone to distinguish between a knowledgeable and innovative mind and a broker that wants to maintain the status quo. It’s sometimes hard to know whether your broker has your best interests in mind, or theirs. Does your broker recommend that you spend your money like…

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The Cost Of Doing Nothing Is More Than The Cost Of Doing Something

Many employers seem to be content with the status quo and avoid discovering and implementing proven, innovative strategies that can significantly benefit their organization as well as their employees. It seems to be just easier to do nothing – but there is an increasing cost. Sticking with the status quo of the traditional insurance company…

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We’re Problem Solvers

You’ve got a problem and we can solve it. The problem occurs all the time: it’s high health plan costs. Every year employers are faced with the same issue – rate increases in their health plan – and they typically search for the same traditional alternatives. It’s like Einstein’s Definition Of Insanity – doing the…

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Want To Maximize Cash Flow?

I know it probably goes without saying, but most employers I talk to don’t actually understand exactly what goes on when they pay a health insurance premium in a fully insured Health Plan. They simply complain every year because they keep getting a rate increase. Would you like to maximize your cash flow in your…

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Are You In Compliance With The New CAA Fiduciary Requirements?

In December of 2021, the Consolidated Appropriations Act (CAA) was signed in the legislation, and among other things it now requires full transparency and disclosure by brokers and consultants and service providers as to the amount that they charge for every service, or program that they provide to you and your company. Service providers may…

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