Let’s agree on the obvious: businesses are trying to survive in many different ways from the effects of COVID 19 – financially, administratively, safety protocols, health of employees, etc. The survival of the business requires a great deal of focus on the immediate needs during this time. Understandably, businesses have to keep their eye on…

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There’s a lot of uncertainty surrounding upcoming health insurance renewals. About two-thirds of all companies in the U.S. have their group health insurance renewal in January. I have talked to a number of health insurance underwriters recently and they are a bit perplexed about how the rate increases will look like in the fourth quarter.…

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